Blank is a modern business bank and one of the best fintech startups according to Rusbase. We are a mobile bank, which means you do not have to carry a laptop with you, because all financial transactions can be performed from a smartphone. We strive to make the business life of our clients easier, so there are no support robots or long compliance agreements in the Form.
Here is how we differ from others:
streams
We don't have invoices, and you won't have boring spreadsheets in Excel anymore. Instead of a general pile of money, your finances will now be systematized in separate flows that you will set up yourself. For example, 6% of receipts for the "Tax" stream once a month or 50,000 rubles every month for vacation. The money will be distributed automatically, and you will always have a ready amount.
Subscriptions
Tariffs are a thing of the past. We have selected the most necessary options for business, which you can enable and disable for free and whenever you want. For example, this month you need 20 payments, and the next one only 5 - so you will not overpay for unnecessary options.
Free currency control
You can create a currency account in a couple of seconds, just make a new flow, and you can change money right in the application. We have a fixed exchange spread of 20 kopecks.
Free accounting for individual entrepreneurs on the simplified tax system
We will calculate everything ourselves, form payments and be sure to remind you about taxes when the time comes, even if you need to take into account accounts in other banks.
Merchant and internet acquiring
Accept payments offline or in an online store with a fixed rate that does not depend on your profit. For merchant acquiring, the rate starts from 0.56%, and for Internet acquiring from 0.85%.
Quaying with 0% commission
Make QR codes and accept commission-free payments - send them to your customers when it's time to pay, or print them out and stick them on the counter.